Product catalogue
Seven proposed products, seven legal perimeters
Each card opens a design brief. Savings (a bank deposit) and Earn (assets put to work) are deliberately separated.
Proposed products only. No rates, balances or yields are shown or offered.
Secured trade finance
Trade Finance Against Tokenised Commodities
Secured financing of verified goods; minting a token does not transfer title.
Customer journey (concept)
- 1Sale contract and independent quality/warehouse verification.
- 2Title documents issued and held by custodian.
- 3Optional token record mirrors legal rights.
- 4Bank underwrites; loan secured on documents/receivables.
Source of yield / return
Interest and fees paid by the trader-borrower.
Legal classification to verify
Secured lending on goods/receivables; token is a record unless law gives it legal effect.
Regulated entity
Bank + commodity/RWA infrastructure + independent verifiers.
Licence dependency
Credit permission; token-related permissions if applicable.
Operational guardrails
- •Double-pledge checks across registries.
- •Sanctions, SPS and customs compliance per lane.
Client rights
- •Clear priority of security and redemption rules.
Go / no-go conditions
- See Trade Finance Pilot hard-stops.