Product catalogue
Seven proposed products, seven legal perimeters
Each card opens a design brief. Savings (a bank deposit) and Earn (assets put to work) are deliberately separated.
Proposed products only. No rates, balances or yields are shown or offered.
Digital-asset lending
Digital Asset Loan (e.g. USDC)
Lending a digital asset rather than money — a separate perimeter.
Customer journey (concept)
- 1Eligibility check (likely professional clients only).
- 2Collateral posted to the authorised firm.
- 3Stablecoin or token delivered on-chain.
- 4Return of the same asset plus fee.
Source of yield / return
Borrowing fee in the asset; stablecoin issuer risk remains.
Legal classification to verify
Not fiat credit; stablecoin status in VIFC and under Resolution 05 must be checked (fiat-backed assets are excluded from the pilot).
Regulated entity
Separately licensed asset service provider.
Licence dependency
Digital-asset lending permission — existence in VIFC unverified.
Operational guardrails
- •Route-dependent restrictions as in AFSA DAA 2.13.3.
- •No VND settlement unless expressly permitted.
Client rights
- •Contractual right to return of collateral surplus.
Go / no-go conditions
- NO-GO until stablecoin and lending perimeter is confirmed.